What Types Are Out There? 1
A lot of people are not aware of the types of car insurance available out there. However, you know to know what your options are when looking for a new policy, so let’s take a look at some of those lesser known types of coverage.
To begin with, there is bodily injury coverage. In the majority of states, this type of coverage is mandatory. It is used to pay for lost wages, medical bills, medical treatment, and even funeral costs — for anyone who gets harmed in a crash.
Property damage liability coverage can pay for any repairs or replacements of vehicles or property when an accident occurs.
With medical payments coverage, medical expenses can be paid if they go over what is covered by your personal insurance protection.
Personal injury projection will also pay medical expenses, along with a percentage of any wages lost for you or any person who is authorized to drive your vehicle.